What credit cards are made so that you are instantly approved or denied?
By: ersan b
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How do I switch credit cards and not affect my credit score?
February 19, 2010 - 10:35 am
Tags: Cancel, Cards Credit, Frequent Flyer Credit Card
Posted in Green Living | 4 comments
salena asked: I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go towards the new card. I heard once that canceling a credit card has a [...]
How does someone build credit without a credit card?
February 2, 2010 - 1:01 pm
Tags: Apartment Rental, Build Credit, Credit History
Posted in Credit | 8 comments
Li asked: I am thinking of those who do not have a credit card and pay for everything by check and cash. How is their credit rated? Is it based on a loan for example (car, student, etc.) and what if it is their first time applying for such a loan? How is their credit [...]
How much of my credit card do I need to have paid to improve my credit score?
January 17, 2010 - 1:56 am
Tags: Cards Credit, First Card, Improve Credit
Posted in Credit | No comments
Janie asked: When I turned 18 I knew I needed credit cards to grow credit. When I reached the $500 limit on my first card and the $2000 limit on my new card when I found that this was not good for my credit. I hear that as long as you don’t spend more than [...]
I have no credit history – How can i get a credit card and start to build credit?,?
December 21, 2009 - 11:05 am
Tags: Build Credit, Credit History, Good Credit
Posted in Credit | No comments
I am a recent immigrant and i have no credit history, how do i go about building credit? My fiance has good credit – please help.Submited by:Mama K
What credit card can I apply for that does not check credit?
October 26, 2009 - 4:21 am
Tags: Build Credit, Credit Bureau, Credit Rating
Posted in Credit | 6 comments
sayyeahh asked: I am attempting to build a positve credit rating and I need a card that reports to the credit bureau, but will allow me to obtain it without a credit check. HELP?
What is the purpose of student credit cards?
October 15, 2009 - 11:18 am
Tags: Credit Card, Silly Question, Student Credit Cards
Posted in Credit | No comments
I mean, I understand the concept of building credit and everything, but what is the point of student credit cards? What is the purpose? I’m sorry if this is a silly question, but I don’t really get it. And can you trade them in after you’re no longer a student for a “real” credit card? [...]
What credit card to get at 18 and not a college student?
September 7, 2009 - 9:02 pm
Tags: Best Buy, Build Credit, Chase Credit
Posted in Credit | 4 comments
Bryce asked: I always thought at 18 they love to give you credit cards, I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can’t get Credit history if they won’t let me have credit. I Work 2 jobs and just want [...]
What impact does closing credit cards have on your credit score?
August 22, 2009 - 6:00 pm
Tags: Cards Credit, Credit Score, Score Cards
Posted in Credit | 5 comments
hydra1970 asked: What impact does closing credit cards have on your credit score? I have a number of credits that I am not using. What impact if any would closing some of these accounts have on my credit score?
What is the best credit card I can get to start building my credit with? Or how can I start building my credit?
July 30, 2009 - 12:46 am
Tags: Bank Card, Build Credit, Credit Help
Posted in Credit | No comments
Can I start building my credit by paying for things with my bank card and telling them to charge it on credit? (I do not know much about how to build my credit so please help me!) Question: Best credit card to get to starting building credit and can I build my credit by using [...]
March 30, 2010 - 7:58 am
is much harder to get a decent credit card if you had no credit history, try student load easier way for you to build up credit.
April 1, 2010 - 6:08 pm
mostly all of them. they have systems where when your credit is pulled they automatically know how much they are going to give you.
I would try Captial One or Providian
April 3, 2010 - 5:50 am
If ur parents have good credit they can put u on one of there credit cards as an authorized signer and u never use it. If you leave it up there for a few months and then try and apply for one you will have good credit.
April 5, 2010 - 12:04 am
Actually most of the companies allow you to apply online instantly. But you have to find the right card that you can apply for. To do this, goto the following site and find the card you want in student section and apply online. This site only has cards that you can apply and get a decision instantly. Good luck!
April 5, 2010 - 5:39 pm
I think You can apply over the phone what ever bank card you wish. And mostly every credit card company, when giving your information to them can tell you in a matter of 5 min.s whether or not you’ve been approved or denied. At one time you waited about 3 weeks before you knew, through the mail. Good Luck!
April 7, 2010 - 10:30 am
I think If you’re a student start with your existing bank. Visa and Mastercard have student card with no or low fee and interest rate featrues.
Just have a look around.
April 7, 2010 - 6:48 pm
I think you should start listening to Dave Ramsey……
April 8, 2010 - 6:49 am
I think This is the site that I found the most helpful, they have a section for student cards. You can browse the cards and see which card has the best offer. Check out the interest rates and fees. I believe some of the student cards on this site also offer rewards. And yes most of the companies will tell you as soon as you finish filling out the online application if you’ve been approved or not. Good Luck!
April 8, 2010 - 2:41 pm
Citibank consumer credit cards approve instantly online, but I don’t know about the student card offers. Some student card issuers want to verify a student’s enrollment in a university. So therefore can not be approved instantly. You are better off choosing the student card with the features you like best.
April 9, 2010 - 2:51 pm
Most Banks allow you to apply on the spot just go inside the person entering the info should be able to tell you your credit limit instantly and it can,t hurt to fudge on your income a little bit.
April 12, 2010 - 4:01 am
I ran a search with Instantcreditprovider.com to filter out instant credit for students.
Try: