Posts tagged Money

What is the best bank for a checking account with no fees and takes security seriously?


I am looking for a free checking account that will not charge fees (except for overdraft charges). I want to be able to keep a low balance of about $100 most of the time and use it to pay many online bills and transfer funds to my online savings accounts without ANY fees.

It is also very important for me to have a bank that takes security very seriously and will refund money due to fraud quickly…
Which banks do you guys suggest?Submited by:Jason

How exactly does a bridge loan work?

luvmyboy9 asked:


My husband and I found a house that we really want. We are trying to sell ours right now for 65,000, leaving 32,000 that we still owe on ours. A family member has offered to give us $20,000, agreeing that will will pay them back as soon as we sell ours. Question is, how would this money be beneficial in a bridge loan and how exactly do they work?

What bank charges the cheapest for overdraft fees?

Paul K asked:


I understand that all banks “lend” you money without asking and then charge you for it. I don’t see why they don’t just deny the transaction, but then I think about the millions they would loose.

How much does your bank charge? Do you know the cheapest?

How do I go about getting a personal loan when I have no credit?

Aimee M asked:


I am 18, just getting prepared to go to college, and I have no credit whatsoever. I don’t need student loans because my dad pays for my school. However, my boyfriend and I live together and we just bought $1500 worth of furniture from his brother. Now, we were supposed to stick to a payment plan since we don’t have a huge income, but they want the money now. My boyfriend is just going through bankruptcy so he cannot get a loan of any sort. How can I go about getting a personal loan to pay them off? We are both employed so I am not worried about paying it off, I am clueless as to how to even get the loan if I can. Any and all help would be appreciated. Thanks!

What is the best credit card to start my credit?


I recently turned 18 and im in a great living situation. i live with my dad, make about 1000 a month and im a musician. I wanted to buy a new bass and amp, but more importantly need to start my credit. I already have the money to buy the bass today, but i wanna see if i can start my credit with this purchase.The stores i went to say i need at least a 700 score to apply for their credit.
Is there any credit i can apply for, without having to pay financing and apr and so on without having credit to begin with. My plan is to buy the bass with credit, pay it off right away, and probably cancel the card right after.Submited by:chaos_magician13

Do you need a bank account to purchase something with paypal?

frozen555 asked:


I have a paypal account and a bank account. Is paypal similar to a secondary bank account? Can I use paypal by itself to make payments, or do I need to link it with my bank account to submit payment? I am asking this question, because every time I log in to paypal, it says that I have zero dollars on my account. I wonder what that means. I have money on my bank account. Why doesn’t it show up in paypal? So, is paypal like a separate bank account or what?

What kind of loan do you get to fix up a new home you just purchased?


I am purchasing a foreclosed home and the previous owners took the kitchen cabinets and counter tops. Now my banker says I can’t get additional money to purchase what i need to fix the kitchen. So my question is where do I get a loan for that? Or what kind of loan?Submited by:Julie L

Can a bank debit account to collect outstanding payment for credit crd even if there is no standing instructio?


Recently my bank has debited the minimum amount due on my credit card from my salary account. The card is from the same bank I have a salary account. I was not paying this amount as the bank wrongly levied charges. I had made my point clear to the customer service. But today I see that money has been debited. Can the bank do this without my consent?Submited by:sumana

What is the most efficient bank to use in the South for someone who travels a lot all over the country?

athena24 asked:


I need personal banking options like checkings and savings account. But travelling a lot makes it hard for me. I’m a student in the South, but come from Hawaii. But travel quite often to the west coast and northern parts of the country. I need a bank that I can access from many places. Money can’t be deposited into an account in the south from Hawaii or other places. Which bank would be the best to work with?
I’m looking for a bank in the South West Mississippi. Bank of America is not accessible where I am.
UGHH CAN ANYONE UNDERSTAND? NOT BANK OF AMERICA. THERE IS ONLY ONE IN ALL OF MISSISSIPPI.

How many credit cards should you have to rebuild credit?

Nikita asked:


I am trying to rebuild my credit after ID theft, a couple of problems that were mine and years of basically not having any credit reported. (I primarily use my debit card and pay cash for everything). I make good money now and am trying to rebuild in order to purchase a condo in the next couple of years. My good accounts (rental, club, cable, cell, etc.) have not reported my good credit. So how many cards should I take out that will help boost my credit score but not hinder my credit. Thank you!