Posts tagged Credit Score

What would happen if I canceled my only credit card account I’ve had for the past 10 years with good credit?

Oct 6th

Posted by Banks in Personal Finance

No comments

changd089 asked:


There’s has been some family and financial trouble lately and I am considering canceling my only credit card I’ve had for the past 10 years with good credit. I was wondering what would happen to my credit score if I closed it? Also, what are other possible repercussions if I do?
Would my credit score go down if I lowered the amount of credit I have available?

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What are the cheapest reliable credit score companies?

Oct 5th

Posted by Banks in Other - Beauty & Style

3 comments

sheila asked:


What are the cheapest reliable credit score companies where I Can get that efficient credit score that I need? I need to know what my credit score is so I can start looking for an apartment. And I know it must be bad, but I just want to make sure that it isn’t tooooo horrible.

Thanks.

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What type of credit card can I apply for and get approved with current bad credit to start rebuilding?

Aug 24th

Posted by Banks in Credit

6 comments

Im currently disputing a lot of derrogatory info on my credit reports from all 3 agencies. I currently have no major credit cards and was informed that if I opened a credit card account and made the payments on time that would up my credit score.

By: Mrs. E

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What impact does closing credit cards have on your credit score?

Aug 22nd

Posted by Banks in Credit

5 comments

hydra1970 asked:


What impact does closing credit cards have on your credit score?
I have a number of credits that I am not using. What impact if any would closing some of these accounts have on my credit score?

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What should your credit score be to get a good credit card?

Aug 21st

Posted by Banks in Credit

No comments

Is it 600 or above? I am working on fixing my credit and I have an auto loan that will help rebuild my credit. I need a credit card for emergency’s and to help my credit, just wandering when I should apply for one. Right now Its not near 600.

By: wifey

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How will paying for a car loan on a repo car affect my credit score?

Aug 19th

Posted by Banks in Credit

4 comments

MissJessica asked:


My husband and I signed a $20,000 loan on a truck. The payments were behind and the car was in a wreck. The truck was repossessed and the loan company says we still owe $8000. The loan company offered a settlement of $2800 if we pay by the end of the month. Does this sound right to anyone?
How would it really affect my credit if I pay off the loan now?

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What are my chances of getting a home loan?

Jul 28th

Posted by Banks in Credit

No comments

I have a credit score of about 670. I owe about $4500 on my car, and I plan on having it paid off before I try to get this loan. My credit history will go back 2 years when I wish to get this loan. I plan on asking for about $60,000. Any other questions, ask and I’ll be more than happy to answer.

By: Jimbob

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