Posts tagged Credit History
What is the best credit card for someone with no credit history?
Mar 30th
I’m wanting to establish good credit but I don’t know where to start. I don’t want high interest and I know if you don’t have credit history, your credit is bad. Please tell me which credit card I should get. Thanks.
What credit card is best for a first credit card, and you have limited history?
Mar 23rd
I just turned eighteen at the end of February, so I have limited credit history.
I was wondering what credit card is used for building credit, and would be the best choice for a person getting they’re first credit card.
How many credit cards is too much to affect your credit score?
Feb 5th
ronnin72 asked:
I am going to ask another question regarding which CC should I add to my credit card profile to add to my rewards. I have excellent credit, pay my balance in full each month, and I use my CC to pay for everything I can to rack up points/miles etc.
I am at a point where I want to increase my points and miles so there are some options. The question is, what is too much. I basically share a VISA with my wife, and have an older VISA that i keep. I realize that you should keep older credit cards for history. I want to add at least one AM/EX either the Starwood points, or the Delta Miles. I also might switch our Cap1 card to the signature to get 2 points for every $1 spent, instead of 1.25 for $1. That is a new card, not a switch. And recently, I have received letters for UNITED miles (20,000 bonus) and AA Miles (21,000 Bonus). I would love to use those just to add to my miles on those flights. Could I add 3-4 cards without hurting my excellent credit? I will not rack up debt.
How does someone build credit without a credit card?
Feb 2nd
I am thinking of those who do not have a credit card and pay for everything by check and cash. How is their credit rated? Is it based on a loan for example (car, student, etc.) and what if it is their first time applying for such a loan? How is their credit history looked at then? What if someone is applying for an apartment rental and does now own a credit card?
I have always wondered this.
Also, some people, after having paid off their debt, switch to using cash or check only, but apparently no activity at all on your credit card accounts isn’t good either.
Any input?
I have no credit history – How can i get a credit card and start to build credit?,?
Dec 21st
I am a recent immigrant and i have no credit history, how do i go about building credit? My fiance has good credit – please help.Submited by:Mama K
No credit, How do I start and what is a good credit card for a beginner\r?
Nov 9th
I am 20 years old and after trying to get a card for a store I find I have 0 credit history. I have never owned a credit card and want to pick a good one to start bulding credit. Does anyone know a good card to go with that has low interest? Heck if you have any credit tips it would be helpful too…Thanks!Submited by:Michael
What can a prospective employer see in a credit check done to a prospective employee?
Sep 2nd
What I mean is can they actually go into detail with your accounts, etc.? OR do they only see you “credit rating” or “score”?? Someone with experience as an employer or manager, please help me out with this one. I am going to have a credit check done on me for a job, and my credit if considered “fair” because I don’t have a long credit history, but I need a little info.Submited by:djc07
How does a temporary visa holder get a credit card in the US?
Aug 30th
By: Suhrud B
About the Author:
What are my chances of getting a home loan?
Jul 28th
By: Jimbob
About the Author: