Posts tagged Credit Cards
How am I supposed to get credit without going into debt?
Mar 29th
Love asked:
I’m a college student so i’m already strapped for cash and I’ve managed to be able to keep from getting a loan. I really need a car but I have no credit. I need a phone but I need credit. I have been taught my whole life not to get loans and credit cards so what am I supposed to do?
What is better for getting loan approved dealing with credit cards?
Feb 27th
deleting small accounts and limitting to 2 or 3
or keeping accounts open.
Speeking of 0 balance
how about use. I heard not to use any for three months or something before applying for loan.
By: Jack of all trades
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or keeping accounts open.
Speeking of 0 balance
how about use. I heard not to use any for three months or something before applying for loan.
By: Jack of all trades
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Closing a credit card account that is inactive? How much will it affect my credit report?
Feb 23rd
I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is a secure credit card, with only a $300 limit. I have two other credit cards that I use a lot more often and I’ve been very responsible about paying bills on time.
By: jenahfah
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By: jenahfah
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How difficult is it to get a home mortgage loan?
Jan 17th
kelly m asked:
I am looking to get a loan for a modular home and a piece of land. We would need about 250,000. My husband claimed bankruptcy in 2001 before we were married. I have good credit and make close to $60,000. However, I do have a few credit cards and a student loan to pay. He makes about 35,000, has limited credit cards and a car loan. For the most part we both pay our bills on time. Do you think the bank will even consider giving us a loan?
I am looking to get a loan for a modular home and a piece of land. We would need about 250,000. My husband claimed bankruptcy in 2001 before we were married. I have good credit and make close to $60,000. However, I do have a few credit cards and a student loan to pay. He makes about 35,000, has limited credit cards and a car loan. For the most part we both pay our bills on time. Do you think the bank will even consider giving us a loan?
How long after paying off a credit card does it take to reflect on a credit report?
Dec 9th
Lets say I have 4 credit cards totalling $3000. I then wrote out 4 checks and paid off each card in full on the same day. How long would I have to wait until my credit report reflected all of these charges paid off?
By: mastermind
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By: mastermind
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How many Credit Cards are there in each country worldwide?
Dec 2nd
eyaljosch asked:
I want to advertise a product via the internet, for the international market. It can be bought only by a Credit Card.
I want to advertise a product via the internet, for the international market. It can be bought only by a Credit Card.
Therefore I would like to know, per each country in the world, how many Credit Cards are there, or: How many Credit Cards per resident in each country?
How can I get my credit card company to report account information?
Nov 23rd
I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this.
Thanks in advance.Submited by:awill110
How much can I expect my credit score to improve when negative items expire?
Nov 15th
CCC asked:
I have several negative items on my credit report that will expire after the 7-year limit next year (2002 was a wild one!). I have paid some and others are still on there as collection or charge-off. I have nothing negative since 2002 but I have a lot of student loans in repayment and no active credit cards. How many points can I expect my credit score to rise once the last negative items expire?
Okay, now can someone actually answer my question?
I have several negative items on my credit report that will expire after the 7-year limit next year (2002 was a wild one!). I have paid some and others are still on there as collection or charge-off. I have nothing negative since 2002 but I have a lot of student loans in repayment and no active credit cards. How many points can I expect my credit score to rise once the last negative items expire?
Okay, now can someone actually answer my question?
How to get a credit card with no credit and no checking account?
Nov 13th
I’m young with no credit and no checking account. I’ve been looking online and have only come across debit cards or credit cards that require a checking account. Where and how can I get a CREDIT CARD w/ no credit and no checking account?
By: mommy’s princess due 8.8.09!
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By: mommy’s princess due 8.8.09!
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How many credit cards should I have open for a good credit score?
Nov 3rd
Thomas G asked:
I have 4 credit cards (limits are 1000, 3300, and two 500s) and was considering getting rid of one 500 credit card. Should I pay the whole thing off and KEEP it or GET RID of it??