Posts tagged Credit Card

What is the best credit card for someone with no credit history?

Heidi asked:


I’m wanting to establish good credit but I don’t know where to start. I don’t want high interest and I know if you don’t have credit history, your credit is bad. Please tell me which credit card I should get. Thanks.

How can you get the credit cards to stop coming to your un employed better half?

redeyefredeye asked:


She has went bankrupt twice and there is nothing i can do about it. The credit report is in both of our names because the state requires it. You cannot stop her from getting credit cards and ruining your credit unless you get a divorce. I dont have a credit card and on my credit report there are 16 credit cards with 4 in default? I am sick.

What is the best credit card to apply for to rebuild credit?

elmdee asked:


I have a pretty low credit score (597) and want to begin rebuilding my credit. The score is low from charge offs about 3 years ago. Is there a certain bank or credit card that is easier on people like me that will give me a credit card? And yes–I do plan on paying on time. It would be for small simple purchases that I would otherwise buy with cash and could pay off easily each month.

What is the best credit card for a first time user?


I’ve never had a credit card before, just turned 25 this year and was wondering what credit card is the best to use “not saying I will get one” Just doing some research on which ones are the best and which to stay away from. Thanks for any help.Submited by:Pixie25

What is the best credit card for an 18 trying to build credit?

illusional_reveur asked:


I’m soon to be 18 and am looking to get a credit card to help build credit. My dad said the best thing to do is to just use it to buy gas, but I’m not really all that up to date on how credit cards work and which ones are the best. Does anyone have any wise credit card wisdom to pass on to me?

How much does opening up a credit card affect your credit score?


If you open a credit card, but don’t use it or don’t carry a debt balance. I read the more inquiries on your credit score, the lower it goes. I found a deal where I can get free stuff through Discover card just by opening a new card.Thanks!Submited by:R Bennett

How much credit could I get pre-approved for with normal good credit?

Woodrow asked:


I was approved for a credit card with a limit of $1000. I have normal credit. I’m interested in starting a business, but I’ll need more money available to borrow. What would my limit be on one of those “pre-approved” credit cards with excessive interest rates that are available to everyone?

When will his credit be good enough to apply for a credit card?


My boyfriend is in the process of clearing up some derogatory items on his credit. Once he has paid his debts how many months will it take for him to be approved for a credit card? I understand that the items will be on his credit for 7 years. Will he have to wait until then to start reestablishing credit?Submited by:Nella

How and why is my credit card affected when I open and close a credit card?


I see a great deal at a store to open up a credit card and get a prize or a rebate. If I want the big discount I open the credit card and then get the discount but I don’t want or need the credit card at all.

Is it better to close down this new card or keep it open with a zero balance? How does opening and closing account affect my credit score?Submited by:Double Negative

How long after paying off a credit card does it take to reflect on a credit report?

Lets say I have 4 credit cards totalling $3000. I then wrote out 4 checks and paid off each card in full on the same day. How long would I have to wait until my credit report reflected all of these charges paid off?

By: mastermind

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