What is the minimum age limit for opening a personal bank account in Ontario?

I will start university in Canada (Hamilton, Ontario to be precise) in September and I am 17 years old. What should I do if I am not old enough to open a bank account yet ?

By: Chaos5687

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How can I get a loan with horrible credit?


I have 20+ negative accounts on my credit, about half are paid in full or paying as agreed, however there are a lot of things that are still outstanding (as in collections)! I have about 12 hard looks or whatever at my credit! And I have 1 good standing account and that’s it! Sad huh! Well I would really like to try and pay everything on my credit off and get in good standing with everyone but of course it’s not like I’m rich or I wouldn’t be in this prediciment! So if anyone knows of anyway I could get a personal loan so that I can pay off my stuff and work on building better credit please please please let me know!Submited by:Jenn

What is better for getting loan approved dealing with credit cards?

deleting small accounts and limitting to 2 or 3
or keeping accounts open.
Speeking of 0 balance
how about use. I heard not to use any for three months or something before applying for loan.

By: Jack of all trades

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Does a dealership ever have to pay to get a loan for a buyer?

Cilla asked:


Car salesman says he can get my friend a loan but will have to pay $4000 to get him the loan and they will lose $176.00. This doesn’t sound right to me. Is this possible?

How can you get the credit cards to stop coming to your un employed better half?

redeyefredeye asked:


She has went bankrupt twice and there is nothing i can do about it. The credit report is in both of our names because the state requires it. You cannot stop her from getting credit cards and ruining your credit unless you get a divorce. I dont have a credit card and on my credit report there are 16 credit cards with 4 in default? I am sick.

Closing a credit card account that is inactive? How much will it affect my credit report?

I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is a secure credit card, with only a $300 limit. I have two other credit cards that I use a lot more often and I’ve been very responsible about paying bills on time.

By: jenahfah

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How can I get a small business loan? I have good credit but little cash or assetts?

Chrissy B asked:


I am looking into buying a small business just outside of Denver, Colorado but I have no idea where to start as far as getting a loan. I have good credit but would only be able to come up with $2,000 -$3,000 up front cash. As far as assetts, I have virtually nothing. Is a business loan even an option in this situation? I need a loan for about $230,000. The business I am looking into buying is well established and very lucrative would this factor into the loan situation?

How do I close empty credit card accounts?


I have recently checked my credit report and I realized I had several credit card accounts which were unused for several years running with a zero balance for some time.

I would like to close them to resolve my accounts and improve my overall credit.

I have to admit that some of the credit companies are quite odd (not cititbank or MBNA) but smaller credit houses from obscure stores I once purchased something to earn the 10% off etc.

How do I go about contacting the credit card companies to close these empty accounts?Submited by:atg28