How can I get a loan to pay off my bills while in college?
I am paying my way through college and working part time, but the bills are getting too expensive. I heard there are websites that bid on personal financing loans. How can I get a loan through one of these places or get a loan through other companies?Submited by:TerpshigumsWooWoo!
March 28, 2010 - 1:02 pm
Try transferring it into a 0% until whenever credit card. As long a you pay the minimum you won’t be charged a huge interest rate.
March 30, 2010 - 6:20 pm
I think “let me pay off ym bills,by taking a loan…”
so i could charge up one credit card. and then pay for it with another credit card,and continue to swap them back and forth,and never pay it off… awesome.
First,make a budget,and cut excessive things you dont need * you know they’re there. *
you can go to several places where they can help you make a budget and control your bills.
because usually a loan for bills isnt a good idea.
Its like trying to dig yourself out of a hole.
April 2, 2010 - 1:32 pm
I think hello there,
while i partially agree with the last responder, you also have to take into account your entire question…
As you said, you are paying your way through college..
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I know how difficult that can be…
College is overly expensive and isnt getting cheaper anytime soon… I commend you for even being able to pay for college without taking out any kind of loans..
The fact is that no one is perfect with their finances..
The fa t also is that over 95% of americans live in debt.. This isnt because we are all bad with finances, it is simply because the US is over inflating prices on just about everything..
Now enough of that, here’s a solution..
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A credit card is the worse way to go.. Not only is it a revolving debt that is terrible for your creidt, you pay COMPOUNDED interest on a credit card..
I suggest being you are in school currently that you take out student loans for whatever you may need.. You will get a fixed interest rate, and it shows on your credit as a installment debt… Much much better for your credit…
On top of that, as long as you are independent tax wise, and you are over 24 years old, there isnt even a credit check to get a federal stafford or direct loan…
This is going to be your best bet in order to get your money…
Also remember, the money technically doesnt have to be applied right to your tuition.. Student laons can be used for ANYTHING that is neeeded for college..
When i was in school i took out loans to pay for food, rent, and anything else i needed money for…
I give you thi sadvice with confidene that it is your best bet..
I am a student loan advisor for Student Aid Lending… We are a nationwide title IV lender administered by the Department of Education…
FVeel free to rtake a look at my yahoo 360 profile for helpful information…
–?cq=1
You can also feel free to go directly to my website and take a look..
Regardless,. im sure you will have many questions…
Feel free to call or email me at any time to go over your options..
Good Luck!
Jason Fry
Student Aid Lending
1-800-964-0642 ext. 114