Bank

What is the difference between a car loan and car lease?

Banks — Mon, 05 Apr 2010 09:36:06 +0000

My mom wants to return her vehicle and she says it’s out on a loan. My parents never bought a car, and now that my father passed away, she turns to me for what to do. She wants to know if she can just go and turn it in and pick out a new one or will she have to pay more for some damage to the vehicle! Please help. Serious answers only!

By: vetsmom_rgv

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My credit card balance is over 50%. How long will it take my credit score to go back up?

Banks — Sun, 04 Apr 2010 22:10:16 +0000

Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two or three months. Will my credit score go back up immediately after I get the balance on my card down, or will it take a while? Thanks.Submited by:Casey

What is the best bank for a checking account with no fees and takes security seriously?

Banks — Fri, 02 Apr 2010 19:50:42 +0000

I am looking for a free checking account that will not charge fees (except for overdraft charges). I want to be able to keep a low balance of about $100 most of the time and use it to pay many online bills and transfer funds to my online savings accounts without ANY fees.

It is also very important for me to have a bank that takes security very seriously and will refund money due to fraud quickly…
Which banks do you guys suggest?Submited by:Jason

How can the US bank wire funds to the Philippines?

Banks — Tue, 30 Mar 2010 22:10:18 +0000

egooc asked:

According to a US bank , in order to wire our funds to the Philippines they need to wire the funds to the Philippine Bank Branch in US, and that Branch will wire the funds to the bank in the Philippines. How can the US bank wire funds to the Philippines? Please explain in terms of the following terms : Bank name and address, Bank ABA Number, Bank Account number and account name, and swift number. We are ask for the those details of the two Philippine banks. Anybody please help .

What is the best credit card for someone with no credit history?

Banks — Tue, 30 Mar 2010 04:31:57 +0000

Heidi asked:

I’m wanting to establish good credit but I don’t know where to start. I don’t want high interest and I know if you don’t have credit history, your credit is bad. Please tell me which credit card I should get. Thanks.

What credit cards are made so that you are instantly approved or denied?

Banks — Mon, 29 Mar 2010 12:12:20 +0000

I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.

By: ersan b

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How am I supposed to get credit without going into debt?

Banks — Mon, 29 Mar 2010 10:04:51 +0000

Love asked:

I’m a college student so i’m already strapped for cash and I’ve managed to be able to keep from getting a loan. I really need a car but I have no credit. I need a phone but I need credit. I have been taught my whole life not to get loans and credit cards so what am I supposed to do?

How can I get a loan to pay off my bills while in college?

Banks — Sat, 27 Mar 2010 10:01:36 +0000

I am paying my way through college and working part time, but the bills are getting too expensive. I heard there are websites that bid on personal financing loans. How can I get a loan through one of these places or get a loan through other companies?Submited by:TerpshigumsWooWoo!

How soon can you use a VA loan to purchase a home after a shortsale on an FHA loan?

Banks — Tue, 23 Mar 2010 04:44:01 +0000

My husband and I did a short sale on our home 15 months ago on an FHA loan, because we were stationed over seas for three years it became to hard to hold onto the home. We would like to purchase another home using my husbands VA benefits now that we will be stationed stateside again. How long do we have to wait to use the VA loan?Submited by:Brandi

What credit card is best for a first credit card, and you have limited history?

Banks — Mon, 22 Mar 2010 23:53:47 +0000

Tay asked:

I just turned eighteen at the end of February, so I have limited credit history.
I was wondering what credit card is used for building credit, and would be the best choice for a person getting they’re first credit card.