Personal Finance
What should we do to be able to pay our 6m debt in the bank?
Jan 25th
my parents borrowed money from the bank when they were still starting our export business before it was good but now that china had cheaper products, sales WENT DOWN and the bank wants us to pay urgently. what should we do? my 3 siblings are still studying in a very high-standard school with avery big amt. of tuition fee. what will you do if you were in my place?
What would I need to bring with me to get a bank account at Bank of America?
Jan 23rd
I **** the bank I have now. I opened my current bank account with my mother and she handled all the personal information then.
I know I can get an account online but I would much rather open the account in person so I can ask someone my questions and get a real response.
I’d like to know what I have to bring to get a savings and/or a checking account. I don’t want to have to make two trips to the bank.Submited by:Lena
How can the bank pay for the interest?
Jan 20th
By: Birdpoo
About the Author:
How does the personal loan from banks such as Bank of America or Citibank work?
Jan 20th
I just received an offer to apply for a personal loan for up to 35,000 with Bank of America and for up to 5,000 with citibank. I actually need no more than 7,500. The interest rate is between 9,97 and 27,88 based on credit worthyness. I will like to know how it works. I’m hesitating between that and applying for a credit card. My credit score is fair (650). A friend advised me to go for the loan because it’s a guaranteed fixed interest. But since I’ve never done it b4 I will appreciate some more advice. Thanks Much.
How does online banking work. Does my bank print a check and mail it to the payee?
Jan 18th
Or is money wired to the payee from my bank? Doesn’t online banking cost the bank money? How come banks don’t charge for this service. I’m not naive I know they pass on the cost to me but how?
Is it possible to setup online banking with Visa instead of my bank?
Jan 4th
So i was wondering if i can setup online banking but instead of with my bank, with visa….
Is it possible?
By: Guerrero
About the Author:
What is the best bank in the Philippines with good interest rate for an individual like me?
Jan 1st
I plan to save some of my salary to a joint account with my girlfriend and another personal account with atm for my personal needs. What is the best bank for both of my needs?
I’m thinking of BDO and BPI since they are one of the largest banks in the country right now.
Please help me make the right decision. Thanks!
What would happen if i stopped paying money into my bank account and just left it with outstanding debts?
Dec 22nd
Daniel C asked:
I have debts with my bank including loan, overdraft and credit card. If i was to stop paying my wages into that account what would happen? Would they eventually help me lower my payments for the 3 balances or would they just take court action?
How can you go about getting a personal loan from a bank? What collateral do you usually need?
Dec 16th
Mike D! asked:
I will probably need to replace my car soon, but I don’t know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It’d be about double for me, as I don’t have a spotless driving record). I was wondering if instead I could get a personal loan from the bank, say in the neighborhood of $3-5K and use that for a car thus saving me a bunch of money by not needing collision coverage if I could pay for the car in cash.
Now the questions … is this possible, or is there usually some stipulation that you can’t use a personal loan for a car? What sort of collateral do you usually need for a personal loan? If you have good credit, can you get one w/out collateral? Any info would be greatly appreciated! Thanks!
Is there are good consolidation loan for people with bad credit?
Dec 3rd
I have several small laons, and I would like a debt consolidation loan, but I have bad credit and no collateral. Can anyone recommend a service or program?Submited by:Tina R