Credit
My credit card balance is over 50%. How long will it take my credit score to go back up?
Apr 4th
Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two or three months. Will my credit score go back up immediately after I get the balance on my card down, or will it take a while? Thanks.Submited by:Casey
What is the best credit card for someone with no credit history?
Mar 30th
Heidi asked:
I’m wanting to establish good credit but I don’t know where to start. I don’t want high interest and I know if you don’t have credit history, your credit is bad. Please tell me which credit card I should get. Thanks.
I’m wanting to establish good credit but I don’t know where to start. I don’t want high interest and I know if you don’t have credit history, your credit is bad. Please tell me which credit card I should get. Thanks.
What credit cards are made so that you are instantly approved or denied?
Mar 29th
I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.
By: ersan b
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By: ersan b
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How am I supposed to get credit without going into debt?
Mar 29th
Love asked:
I’m a college student so i’m already strapped for cash and I’ve managed to be able to keep from getting a loan. I really need a car but I have no credit. I need a phone but I need credit. I have been taught my whole life not to get loans and credit cards so what am I supposed to do?
What credit card is best for a first credit card, and you have limited history?
Mar 23rd
Tay asked:
I just turned eighteen at the end of February, so I have limited credit history.
I was wondering what credit card is used for building credit, and would be the best choice for a person getting they’re first credit card.
I just turned eighteen at the end of February, so I have limited credit history.
I was wondering what credit card is used for building credit, and would be the best choice for a person getting they’re first credit card.
How can you raise you credit score even when you pay on time?
Mar 19th
Ok, past credit messed me up. I have a judgement thats almost paid off. I am trying to raise my credit score.I have 3 new accounts that I’ve paid on time for over 1 year. I read that one way to raise your score is to ” piggy back” on a relatives good credit ( have them add me to one of their good accounts and not use it) Is this safe, is it legal. I would love to hear constructive ways to increase my credit score. Please don’t judge me. Almost all of my ” bad” credit accounts have been paid off. I put my sons first when the divorce came. They lived in the house that I paid for while I lived in a basement.Submited by:amhjp1820
What is a good credit card to get that you almost will never get turned down for?
Mar 1st
I currently have two credit cards, but would like to get one final one. I’ve been getting turned down for a few recently that I thought sounded good. What are some good cards and websites where I can get a credit card that almost every gets approved for? I’m young(21) and trying to establish some more credit. My friend got approved for a Best Buy credit card tonight and his credit isn’t that good. However, I just want a main card(for example: visa, discover) and not a store card. Thanks for any help.
By: JerseyJeff84
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By: JerseyJeff84
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How can I get a loan with horrible credit?
Feb 27th
I have 20+ negative accounts on my credit, about half are paid in full or paying as agreed, however there are a lot of things that are still outstanding (as in collections)! I have about 12 hard looks or whatever at my credit! And I have 1 good standing account and that’s it! Sad huh! Well I would really like to try and pay everything on my credit off and get in good standing with everyone but of course it’s not like I’m rich or I wouldn’t be in this prediciment! So if anyone knows of anyway I could get a personal loan so that I can pay off my stuff and work on building better credit please please please let me know!Submited by:Jenn
What is better for getting loan approved dealing with credit cards?
Feb 27th
deleting small accounts and limitting to 2 or 3
or keeping accounts open.
Speeking of 0 balance
how about use. I heard not to use any for three months or something before applying for loan.
By: Jack of all trades
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or keeping accounts open.
Speeking of 0 balance
how about use. I heard not to use any for three months or something before applying for loan.
By: Jack of all trades
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Closing a credit card account that is inactive? How much will it affect my credit report?
Feb 23rd
I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is a secure credit card, with only a $300 limit. I have two other credit cards that I use a lot more often and I’ve been very responsible about paying bills on time.
By: jenahfah
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By: jenahfah
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